Laura
October 23rd, 2003, 05:57 PM
I am online right cleaning up this mess that has happened to me to over the past week, I'm not referring to IHC troubles.
On Monday morning I was checking my bank account and I noticed it had a negative balance. I called mybank to ask them whatwas going on and theystarted reading off all of my charges over the weekend.They explained to me that on Saturday the 18thI sent a Western Unionwhich was the majority of my bank account to someone in city20 min from my apartment. I freaked because I sent no such payment nor did I have any clue who this person was.
Well, the long a short of it is someone has been stealing my mail. They got all of my information, went online and were able towire themselves most ofmy bank account.
It turns out there is a federal law that says any unauthorized charges to a bank account have to be returned in 48hrs after you give them the police report number.I already have my money back so I am not worried about the money, but what a disaster to clean up. I have a fruad alert on my Social to all 3 credit bureaus, reorder my credit cards, I had to close my bank account and open a new one, and get POBox to change to change my address.
I am reading that this has effected 30 million Americans, is this true? Has this effected anyone here. I just wanted to share becuase it is the first time I have ever gone through anyhting like this. It really is bizarre!
On Monday morning I was checking my bank account and I noticed it had a negative balance. I called mybank to ask them whatwas going on and theystarted reading off all of my charges over the weekend.They explained to me that on Saturday the 18thI sent a Western Unionwhich was the majority of my bank account to someone in city20 min from my apartment. I freaked because I sent no such payment nor did I have any clue who this person was.
Well, the long a short of it is someone has been stealing my mail. They got all of my information, went online and were able towire themselves most ofmy bank account.
It turns out there is a federal law that says any unauthorized charges to a bank account have to be returned in 48hrs after you give them the police report number.I already have my money back so I am not worried about the money, but what a disaster to clean up. I have a fruad alert on my Social to all 3 credit bureaus, reorder my credit cards, I had to close my bank account and open a new one, and get POBox to change to change my address.
I am reading that this has effected 30 million Americans, is this true? Has this effected anyone here. I just wanted to share becuase it is the first time I have ever gone through anyhting like this. It really is bizarre!